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Jane Fruin is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0I39808), CO, DE, FL, GA, ID, IL, MN, MO, NH, NV, OH, OR, PA, TN, TX, VA, VT, WA, and WI. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Jane Fruin is licensed and authorized to offer insurance in California, but Sperix Financial Strategies LLC may not be. For additional information on California licensure status, please click here.

Jane Fruin is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 120 Oakway Ctr, Eugene, OR, 97401, 541-255-8299. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, FL, ID, IL, MN, MO, NH, NV, OR, PA, TN, TX, VA, VT, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Jane Fruin is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, FL, ID, IL, MN, MO, NH, NV, OR, PA, TN, TX, VA, VT, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals^®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Sperix Financial Strategies LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Sperix Financial Strategies LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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